If you’ve ever looked at a jewellery bill and wondered what those long numerical codes mean, you’re in the right place.
You would be surprised to know that every ring, necklace, or bracelet you buy has a little code next to it, called an HSN code. This code is not just a random number, it classifies your jewellery type according to which it is decided how much GST you will have to pay.
In this blog, we’ll simplify everything about the HSN code for jewellery, what it means, why it matters, and how it differs for gold, diamond, and silver jewellery. Whether you’re a jeweller, a reseller, or simply curious, this is your go-to guide to understanding it all.
What Is an HSN Code?
HSN stands for Harmonized System of Nomenclature. In simple words, it’s a globally accepted system to classify products. Every product in trade, whether it’s the coffee you drink every day in morning, the fabric of your cloth, or even your favourite jewellery, and many more things have their own HSN code.
In India, these codes are used for GST (Goods and Services Tax) purposes. They help the government know exactly what type of goods is being sold, and what tax should apply to it.
You can think of HSN as a universal product ID, that makes trade easier and ensures that the same item isn’t taxed differently in different states or countries.
Why Jewellery Needs HSN Codes
Jewellery is one of India’s most traded and exported goods, and it comes in many forms from gold and diamond ornaments to silver and imitation accessories, there are consumers for each type of jewellery. But the twist is that each type of jewellery has a different market value and purity, so a proper classification is necessary, in order to levy tax accordingly.
Let’s understand why there is a need for HSN codes in the jewellery industry:
- Jewellery HSN codes in India ensure correct GST calculation for every item, by classifying goods in a particular category.
- For jewellers and customers, HSN codes simplify record-keeping, so that they don’t end up paying more GST than what they actually should pay.
- During import/export of products, HSN codes help traders for customs clearance.
- Jewellery HSN codes in India reduce errors and fraud in billing or invoicing, making the process of trading more effective and honest.
So when your invoice mentions a code like “7113,” now you know that it’s not just a random number, it can help you understand what kind of jewellery you bought and how much tax you should ideally pay on it.
HSN Code for Gold Jewellery
If you live in India, you’ll probably know how popular gold jewellery is amongst us. From delicate chains to bridal sets, you would probably find gold ornaments in every Indian household, because it’s not just an accessory for us, it’s the emotional connection with this form of jewellery as a part of tradition, that makes it more special.
The HSN code for gold jewellery generally falls under 7113, because this code is used for articles made from precious metals, and gold jewellery is also an article made from the precious metal gold.
| Jewellery type | Typical HSN code | GST rate for gold jewellery 2025 |
|---|---|---|
| Plain gold jewellery (22K / 18K) | 7113 | 3% |
| Gold ornaments with stones or pearls | 7113 | 3% |
| Gold coins (not ornaments) | 7108 | 3% |
So, it doesn’t matter whether you buy 22K gold jewellery or 18K gold jewellery, both will fall under the same code which is 7113. It’s not the purity or design of your gold jewellery that decides under which category it will be classified. If it’s jewellery and not raw gold, then it will be classified under 7113.
HSN Code for Diamond Jewellery
Although diamond jewellery is considered more luxurious than gold jewellery or platinum jewellery, in reality, it also falls under the same broad classification as gold jewellery. The reason behind this classification is because the base of the ornament is usually made of a precious metal like gold or platinum, and the diamonds generally feature as a part of the design.
Since diamond jewellery is a finished piece of precious jewellery, therefore the HSN code for diamond jewellery is also 7113.
However, if you deal in loose diamonds or polished stones, those are treated differently because they are not a finished piece of precious jewellery, and classified in a different category. They fall under codes beginning with 7102.
| Jewellery type | Typical HSN code | GST rate |
|---|---|---|
| Diamond rings, necklaces, bracelets | 7113 | 3% |
| Loose diamonds (not set in jewellery) | 7102 | 0.25% |
So, if you buy any finished diamond jewellery, you will have to pay 3%, while for buying loose or industrial diamonds, the rate of GST would be comparatively less.
HSN Code for Silver Jewellery
Whether we talk about oxidised silver earrings or elegant silver anklets, Silver jewellery is that timeless jewellery which is loved by many people for its affordability and beauty.
Since silver is also a precious metal, the HSN code for silver jewellery is also classified under 7113. But, in case you are buying silver coins or raw silver, they would be classified under different headings like 7106 or 7108 depending on the form of silver metal.
| Jewellery type | Typical HSN code | GST rate |
|---|---|---|
| Silver ornaments / articles | 7113 | 3% |
| Silver coins (not jewellery) | 7106 / 7118 | 3% |
In short, if you are buying wearable silver, it is considered jewellery and therefore it is taxed under 7113. But, if silver is bought for investment purposes then it will come under a separate code.
HSN Code for Imitation Jewellery
Not everyone wears jewellery made from precious metals. Right? There are many budget-conscious buyers who wear imitation jewellery just for fashion. Even so, the entire fashion industry thrives on imitation jewellery, artificial, gold-plated, or alloy-based pieces that are trendy yet affordable.
If you are also planning to buy imitation jewellery, you should know that they fall under HSN code for imitation jewellery is 7117, which covers all non-precious jewellery items.
| Jewellery type | Typical HSN code | GST rate |
|---|---|---|
| Artificial or imitation jewellery | 7117 | 12% |
| Metal-based or gold-plated ornaments | 7117 | 12% |
So, if you sell or buy imitation pieces, remember they are taxed higher (12%) compared to precious metal jewellery (3%).
Important note: There is a separate custom HSN code for jewellery import or export. For instance, HSN code 7113 is used for exporting gold or diamond jewellery, and HSN code 7117 is used for importing imitation jewellery.
GST Rate on Jewellery in 2025
If you are a regular buyer of gold, silver, diamond or imitation jewellery, you would probably have an idea that GST rate on jewellery has been stable for the past few years:
- Gold, Silver, and Diamond Jewellery: 3%
- Imitation Jewellery: 12%
- Loose Diamonds or Precious Stones: 0.25%
Classification of jewellery and stones under different categories helps to make the process of taxation simple, enabling both jewellers and consumers to know exactly what they’re paying for.
SAC vs HSN code for jewellery: What’s the Difference?
If you are hearing the term HSN or SAC code for jewellery for the first time, there are chances that it might create confusion in your mind regarding how they are different from each other. Let’s clear this confusion by understanding it in simple words.
The only difference between the two is that HSN applies to goods, while SAC (Service Accounting Code) applies to services.
In the jewellery business, both can apply depending on what you’re doing:
| Type | What it refers to | Code used |
|---|---|---|
| HSN | Goods / products | 7113, 7117 |
| SAC | Services (like jewellery repair or making charges) | 9988 series |
If a jeweller sells a gold ring and charges separately for the making, the product part, that is the gold ring will use HSN 7113, and for making charges SAC 9988 will be used.
Keeping separate code types for goods and services helps to avoid confusion and ensures that the payer pays the right GST percentage according to the products purchased or services availed.
HSN codes of different types of jewellery
Searching for different HSN codes of different types of jewellery can be a burdensome task for you, but don’t worry we have got you covered. HSN codes of different types of jewellery are mentioned in the table below, so that you can get all HSN codes for every type of jewellery that you buy at one place.
| Type of jewellery | HSN code |
|---|---|
| Gold jewellery | 7113 |
| Diamond jewellery | 7113 |
| Imitation jewellery | 7117 |
| Silver jewellery | 7114 |
| Platinum jewellery | 7112 |
| Artificial jewellery | 7117 |
| Precious metal jewellery | 7113 |
Final Thoughts
So, what’s the takeaway from this blog? You might have finally discovered that the numbers that were wandering in your invoice were not just random numbers, they actually had a meaning. Now after looking at your invoice you can easily identify whether it’s an HSN or SAC code, which can ultimately help you check whether the jeweller has charged the correct GST rate or not.
Understanding the HSN code for jewellery is essential for both sellers and buyers to stay compliant, avoid overpaying taxes, and maintain transparent pricing, ensuring that both the parties are true and honest to each other. Whether you’re a jeweller, an online retailer, or just someone who loves fine ornaments, knowing your jewellery’s HSN code gives you a clearer idea of its true value.
FAQs
1. What is the HSN code for gold jewellery?
The HSN code used for gold jewellery is 7113. The same code is also used for all articles made of gold or gold-plated metals.
2. What is the HSN code for diamond jewellery?
Diamond jewellery also uses HSN 7113, since it’s made of precious metals with diamond embellishments.
3. What is the HSN code for silver jewellery?
For classifying Silver ornaments and accessories from other jewellery, HSN 7113 is the code that is used.
4. What is the HSN code for imitation jewellery?
Imitation or artificial jewellery falls under HSN 7117.
5. What’s the difference between SAC and HSN codes?
HSN codes are used for goods like finished jewellery, but on the other hand SAC codes are used for services such as making or repairing jewellery.
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